Google says Gemini can now connect to Google Wallet for answers informed by your spending. Google's post says the connection is "rolling out today for all Gemini app users in the U.S."

What it does

The connection is part of Personal Intelligence, which Google says links information from apps you already use, such as Gmail, Photos, YouTube and Search. Wallet joins that list. To use it, tag "@Google Wallet" in Gemini and ask about personal finance or budgeting.

Google offers three example prompts:

  • Visualize spending: Gemini can generate charts of cash flow, asset allocation and budgets in the chat.
  • Find forgotten subscriptions: Gemini finds recurring charges across linked accounts and flags price increases.
  • Plan a holiday budget: Gemini looks at the past year of transactions and suggests a budget.

Google also says you can link credit card and bank accounts to Wallet through Plaid "to unlock deeper insights".

Where and how

Google says the rollout covers web and mobile, for Gemini app users on Android and iOS. The post names the US only and gives no dates for other countries.

Opt-in and limits

You connect Wallet yourself, under Connected Apps in Personal Intelligence settings. Google says Gemini "can only read information from your accounts" and "can't move, manage, or invest your money". You decide whether to opt in and can turn the connection off at any time.

Google also added a Memory Summary for Personal Intelligence, a readable snapshot of your saved preferences, interests and goals. You find it under Profile > Personal Intelligence > Memory Summary and can review, edit or remove details. Google says Memory Summary is available on web and mobile wherever Personal Intelligence is available, not only in the US.

What we don't know

Google's post does not say whether every US account gets it today or over several days, and it gives no subscription tier requirement. It does not say how long Gemini keeps what it reads from Wallet or which accounts Plaid covers. We have not tried the feature.

Why it matters

This gives Gemini a view of your transactions, but only if you switch it on. Google says Gemini can only read your accounts and that you decide whether to opt in; that is the main limit. For another Google feature that reads your own data, see Gemini Personal Intelligence on Android Auto. For how a rival handles payments, see ChatGPT Wallet and OpenAI's dot agents.

What we checked

We read Google's Nov. 13 post on blog.google. Every claim about the feature comes from it; we did not contact Google or test the feature.